We have security practices and procedures in place to prevent unauthorized access to your nonpublic personal information (“information”). Our practices of safeguarding your information help protect against the criminal use of the information.
Our employees receive training, are bound by a Code of Conduct requiring that all information be kept in strict confidence, and they are subject to disciplinary action for violation of the Code. We restrict access to information about you to those employees who need to know that information to perform their job. We maintain physical, electronic, and procedural safeguards, which comply with federal and state regulations, to guard your information.
COLLECTION OF INFORMATION
To service your insurance and annuity business, Sagicor obtains financial, health, and other information about you from some or all of the following sources:
From these sources we may obtain information such as:
DISCLOSURE OF INFORMATION
We will not disclose our current and former customers´ information to affiliated or nonaffiliated third parties, except as permitted by law. To the extent permitted by law, we may disclose to either affiliated or nonaffiliated third parties all of the information that we collect about our customers, as described in this section.
In general, any disclosures to affiliated or nonaffiliated third parties will be for the purpose of them providing services for us so that we may more efficiently administer your policy and process the transactions and services you request. Our agreements with third parties require them to use this information responsibly and restrict their ability to share this information with other parties. We do not sell information to either affiliated or non-affiliated parties.
We also may disclose the information we obtain about you to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements. The information we may share may include your name, address, phone number, email address, and the product(s) you own.
We do not internally or externally share health information other than, as permitted by law, to process transactions or to provide services that you have requested. These transactions or services include, but are not limited to, underwriting life insurance policies, obtaining reinsurance on life policies and processing claims for waiver of premium, accelerated death benefits, terminal illness benefits, or death benefits.
ACCESS AND QUESTIONS For more detailed information regarding our information privacy and security practices, please see the “Privacy Statement” link at the bottom of the homepage of our website.
You have a right to know the information we have about you. You must request this in writing. If you believe any of the information is erroneous, please explain in writing. If we do not agree that it needs correction, we will notify you and you will be entitled to file a statement of disagreement which we will file with the information.
Sagicor Life Insurance Company