What is SagicorNow?

SagicorNow is a new way for you to get life insurance, the moment you want it. It's a fast, fully online experience with no agents, no medical exams* and, more importantly, no waiting. In just 20 minutes you can get life insurance coverage up to $500,000 on term or up to $250,000 on whole life. With SagicorNow, getting life insurance has never been easier.

Who is SagicorNow.com for?

SagicorNow is ideally suited for healthy individules, 18 to 65 years of age who are applying for, and purchasing, life insurance coverage for themselves to protect their beneficiary(ies). It is not intended for those who may be applying for coverage for someone other than themselves, (i.e. a spouse, business partner), or who are not in good or excellent health. In those instances, it is best to work with a Sagicor Agent directly by requesting to be contacted.

What life insurance products does SagicorNow offer?

SagicorNow offers 10-year, 15-year or 20-year Sage Term Life Insurance and Sage Whole Life Insurance. Both polices offer an inherent Accelerated Benefit Insurance Rider (at no additional cost) along with optional riders (for an additional cost) to customize a policy to best suit you and your loved ones.

What is the process?

SagicorNow makes it easy to apply for life insurance, online and on your time. Simply fill in a few fields of information, get a quote, adjust your premium rate to fit your budget and then complete the online application. If you get stuck and need some assistance, we're here for you. Just use the chat/e-mail feature or call us toll-free 1-888-472-4426, Monday - Friday, 7:30 AM to 8:00 PM CST, or Saturday & Sunday, 8:00 AM to 7:00 PM CST. Once you submit your application, you will receive a notice with further instructions. The complete process will take approximately 20 minutes.

How do I determine how much life insurance I need?

The amount should be enough to provide for dependents' immediate cash needs and their ongoing living expenses for a period of time. As a general rule, individuals require 5 to 10 times their annual income, depending on their lifestyle, number of dependents, and other sources of income. You can also use the Needs Analysis calculator to help determine a starting amount.

Who is eligible to apply for a SagicorNow policy?

Adults age 18 to 65 years. Not available in all states. State variations may apply. If you live outside one of these states, call us toll-free at 1-888-472-4426, or email us and we will have a Sagicor Agent contact you.

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* In the past 24 Months have you used any form of tobacco or nicotine products including cigarettes, e-cigarettes, cigars, pipes, chewing tobacco, snuff, nicotine patches or gums?