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Calculate how much coverage you need

Get an estimate in less than a minute.


Basic information


Certain personal information is necessary to determine needs at a “present value” amount and to provide a quote for life insurance coverage.

*Tobacco or nicotine products include cigarettes, cigars, pipes, chewing tobacco, snuff, nicotine patches or gums.

Estimate your family's expenses


Determine your current and immediate financial obligations.


Income and retirement savings


Estimate your income and assets to help determine the amount of financial protection your family would need if something happened today, and you weren’t there to provide for them.


Spouse income


Assuming your spouse would continue working following your death.

Based upon the values you entered, we recommend a coverage amount of:


View how this figure was calculated