Why buy life insurance?

Life insurance can help protect your family and ensure they enjoy the lifestyle you planned for them.

Some policies provide coverage for final expenses, while others can be a source of income replacement, business protection or an inheritance for your children and grandchildren. Whole life insurance combines death benefit protection with additional benefits, like giving you the ability to accumulate cash value over time, so you can have a federal income tax-free cash reserve, accessible through policy loans, to use for whatever you’d like.¹

^$ 000,000

the estimated cost to raise a child
from birth through age 17²

^$ 00,000

what you could expect to pay for a traditional funeral³

^$ 000,000

annual cost to replace the value of
a stay-at-home parent⁴

^$ 000.00 billion

total charitable contributions in the U.S. in 2019, one
of the highest years for giving on record⁵

^$ 00 donation

the amount donated to a deserving charity
when you purchase a policy⁶ Learn more

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Do you use tobacco or nicotine products?*

Overall health Select for instructions on how to complete the Overall Health field

Replacement policy Select for instructions on how to complete the Replacement Policy field

*Tobacco or nicotine products include cigarettes, cigars, pipes, chewing tobacco, snuff, nicotine patches or gums.

You must be age 45+ to qualify for a Peace Assured Final Expense Whole Life Insurance policy.

Sage Term Life, Sage Whole Life and Peace Assured are not available in all states.

Need help with our quote form or which policy might be right for you?

What life insurance can do for you

It gives you the peace of mind of knowing you can enjoy life — because you’ve planned for whatever the future may bring. With life insurance, you’ve got it covered, whether you want:

Mortgage protection
for your family

Mortgage protection

Income replacement while your children are still dependent on you

Income replacement

The financial means to replace the contributions of a stay-at-home spouse

Family protection

A way to ensure that your family business continues to the next generation

Business protection

A lasting memory of a college fund for your grandchildren

College funding

A meaningful gift donated to a special cause or institution you believe in

Charitable gift

The opportunity to build a cash resource for your future

Cash resource

Choosing the right policy

The benefits and features of term, whole life and final expense whole life insurance are different. Find out what each policy can do for you.

Learn More

¹The maximum loan value is the cash value as of the date of the loan, less any existing loan and accrued interest and interest on indebtedness from the date of the loan to the next policy anniversary date. Please check your policy for interest rates charges, which are subject to change.

²U.S. Department of Agriculture.

³Parting, “What Costs Are Associated With A Traditional Funeral Service?”

⁴People, “Study Finds Stay-at-Home Moms Should Earn More Than $160,000 for Caring for Their Kids.”

⁵Giving USA^TM, “Giving USA 2020: Charitable giving showed solid growth, climbing to $449.64 billion in 2019, one of the highest years for giving on record.”

⁶Not available in all states.