No Medical Exam: Issuance of this policy may depend on answers to health questions set forth in the application process. Term Life – Inherent Accelerated Benefit Insurance Rider: Accelerated benefit applies if an insured has been confined to a nursing home for 90 consecutive days and is expected to remain confined until death. In CA, FL, DC, DE, ND and SD the accelerated benefit applies if an insured is under 91 and has less than 12 months to live is at least 60 and has been confined to a nursing home for 180 consecutive days and is expected to remain confined until death. Whole Life – Policy Loans: The maximum loan value is the cash value as of the date of the loan, less any existing loan and accrued interest and interest on indebtedness from the date of the loan to the next policy anniversary date. Interest rate of 5.66% charged in advance of the loan. Peace Assured is not a funeral or burial contract. This policy does not guarantee that the death benefit will be sufficient to pay for any particular goods or services or that those or services will be provided by any particular provider. All Policies have limitations and restrictions regarding benefit payments due to misrepresentations in the application for insurance or when death is due to suicide in the first two policy years. General Disclosures:
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Best’s Ratings are under continuous review and subject to change and/or affirmation. To confirm the current rating, please visit the official AM Best website.
